From invoice financing from quick cash to supply chain financing for optimized payment terms. we help you stay ahead.
What is Invoice Financing?
Invoice financing is a financial solution that allows businesses to borrow money against the amounts due from customers. It helps businesses improve cash flow, pay employees and suppliers, and reinvest in operations and growth sooner than if they had to wait until their customers pay their invoices in full.
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We will look at the creditworthiness of your client before approving your invoice.
The money you worked for will be directly wired to your bank account.
Supplier provides goods or services to the buyer.
Supplier submits the invoice to the financing provider.
Financing provider pays a significant portion of the invoice value to the supplier upfront.
Buyer pays the full invoice amount to the financing provider on the agreed-upon due date.
We're Your Partner for Success.
The pride of owning a business is undeniable. But unexpected cash flow gaps due to unpaid invoices can create unnecessary stress. We're here to help. Our invoice financing consulting services empower you to take control of your finances, ensuring you have the funds you need, when you need them.
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Invoice financing involves selling your unpaid invoices to a financier in exchange for a percentage of the invoice value upfront. Once your customer pays the invoice, the financier pays you the remaining balance minus their fee.
Small and medium-sized businesses that experience cash flow gaps due to delayed customer payments can benefit significantly from invoice financing.
Costs typically include a service fee (a percentage of the invoice value) and interest on the advanced amount. These fees vary depending on the financier and the terms of the agreement.
If a customer fails to pay an invoice, the business may need to repay the advance or may incur additional fees, depending on the agreement with the financier.
Supply chain financing allows suppliers to receive early payment on invoices from a financial institution at a discount, while the buyer gets extended payment terms. This is facilitated through a digital platform.
Both buyers and suppliers benefit. Buyers improve their working capital and suppliers receive early payments, enhancing their cash flow and financial stability.
Reverse factoring is another term for supply chain financing. It allows suppliers to sell their receivables to a financier based on the creditworthiness of the buyer, ensuring early payment.
Risks include potential dependency on the buyer's creditworthiness and any changes in the buyer's financial health which could affect the financing terms.
By providing early payment options and financial stability, supply chain financing helps suppliers maintain operations smoothly, leading to stronger, more reliable relationships with buyers.